Etiqa Takaful Prima

At Etiqa Takaful, we want to help you meet your goals. By keeping your best interests at heart, we are able to provide you with the right plan to suit your needs; thus guiding you in the right direction towards achieving your goals.

Etiqa Takaful Prima is a special plan with scheduled returns and absolute freedom in the current financial planning… education, umrah and ziarah, travelling, investment etc.


Benefits
The total coverage lump sum will be paid out within the effective contract period should death happen.

If total permanent disability happens, the coverage sum will be paid in 3 payments: 20% of the coverage amount and the Accumulated Participant Account and profit from the Participant Account when the disability is confirmed; 40% at the end of the first and second year from the date of disability.


Survival Benefits
Every 3 years beginning from the end of the third year of contract: 10% of the coverage amount based on an investment return of 4% per year.

Scheduled survival benefit balance including Participant Account as well as the Participant Account’s profit and Excess Participant Special Account.

The surrender value of the accumulated Participant Account from the second year of surrender.
For whatever reason, if you are not able to continue with the contribution, you may choose one of the options in the ‘provision of non-forfeiture’ to continue with the participation.


Qualification of Participation
Age limit: 6 months to 54 years (on the following birth date)